Business Banking
Checking Accounts
El Paseo Bank has a variety of checking accounts to meet the needs of your business. For large businesses that conduct a variety of monthly transactions, ask us about the El Paseo Business Checking Account, which allows your balances to earn income credits that offset monthly fees. For smaller businesses, the El Paseo Small Business and El Paseo Business Interest accounts provide a multitude of products and services with minimal fees, including courier pick up.
Loan Products
El Paseo Bank offers a variety of loan programs for both customers and businesses. You’ll find a complete range of credit products and programs to choose from, and our dedication to customer service ensures that your request will receive our immediate attention. We specialize in providing the following types of credit:
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Fixed & Adjustable Rate Mortgages, including "Jumbo" Loans |
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Commercial & Multi-Family Real Estate Loans |
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Building Lot Loans |
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Construction Loans |
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Home Equity Loans & Lines of Credit |
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Consumer Loans |
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Small Business Loans & Lines of Credit |
Mortgage Loans
Whether you are buying or refinancing, El Paseo Bank has just the right mortgage loan for you. We offer a wide variety of fixed and adjustable programs, and use the latest technology to provide the prompt decisions you need. Allow one of our experienced mortgage loan consultants to show you how easy it is to buy or refinance with El Paseo Bank.
Commercial and Multi-Family Real Estate Loans
Looking to purchase a commercial property? Need to refinance or make improvements on your existing commercial property? Allow one of our commercial lending experts guide you through this simple process. We offer competitive rates and flexible terms, along with the responsive service you’ve come to expect from El Paseo Bank.
Lot Loans
Financing your building lot is a simple process at El Paseo Bank. Our programs enable you to take the time you need to design your home, select a contractor and prepare your project for the construction phase. We feature competitive fixed rates and flexible terms.
Construction Loans
El Paseo Bank specializes in financing construction and remodeling of single-family residences of all sizes. Our experts will answer your questions and provide guidance to simplify the financing portion of your project. In many cases, we can draw your interest payments directly from the loan proceeds, which can be particularly useful if you are still servicing a mortgage on your existing home.
Home Equity Loans and Lines of Credit
Our term home equity loans and revolving lines of credit allow you to take advantage of the equity in your home to consolidate debts, make home improvements, purchase autos or recreational vehicles, take a vacation, pay tuition or finance any other worthwhile projects. Best of all, our rates and terms are very competitive and the interest you pay is often tax-deductible.
Consumer Loans
This is the loan most people think of when purchasing a car or making another major purchase. You can borrow a specific amount and make regular monthly payments for an agreed number of months. Plus you can count on a fixed interest rate so that you always know what your monthly payments will be.
Small Business Loans and Lines of Credit
We offer a variety of business loan programs to our commercial depositors, including term loans, lines of credit and loans guaranteed by the U.S. Small Business Administration (SBA). These loans can be used for equipment acquisition, inventory purchases, working capital and more. Let us structure the right program to help your business grow and prosper.
All loans are subject to credit approval. Programs and terms are subject to change without notice.
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